What is air ambulance insurance? The basic definition of air ambulance insurance is a type of insurance coverage handling emergency situations. If the holders of this form of insurance needs the assistance of an aircraft type of transport, an air ambulance gets called. This is similar to a vehicle ambulance, and Air Ambulance Charter services have evolved greatly throughout time. In the modern world today, this type of insurance is vital in things like emergency evacuations. There are situations that arise where a person gets into some sort of accident, and they need medical treatment as fast as they can get it. Getting to the nearest medical establishment can be a task that most people have not prepared for. Almost all people are going to have trouble paying the huge costs associated with this kind of transportation. Insurance for an air ambulance is basically the best way a person can cope with the costs that would normally come along with this kind of transportation.
Generally there is worldwide coverage for air ambulance transporting services with this policy. Situations like medical evacuation, or when a patient needs to be air transported to another more capable medical facility are covered with this insurance. The prices are pretty minimal for this kind of coverage. For a single individual it can range from 200 to 250 annually, and for family coverage it can range from 400 to 500 annually. There are a number of benefits that come along for people covered with this policy. Generally there are no requirements for this kind of coverage upon enrolment. The only thing the insurance company needs to know is that the policy holder needs to be hospitalized, they are sick, and the hospital they need to get to is far away. With this kind of insurance policy, an individual will not end up simply being transferred to the nearest health care facility.
The policy holder gets to choose virtually any hospital they want to be flown to, regardless of where it is at. The normal allowances for this type of policy are two Trip Support to a hospital by air ambulance annually, regardless of the total cost of the flight. This type of policy is effective on virtually any location across the globe. It really doesn’t matter where the individuals emergency takes place, if they are covered with this policy, they can be transported to a medical center via air ambulance. Also, the companies that this policy is good for run 24 hours a day, seven days a week.
It doesn’t matter where, or when an emergency occurs, with this policy individuals just have to make a call and they are on their way to the hospital of their choosing. This kind of policy will generally save individuals costs ranging from $10,000 to $70,000. Some air ambulance policies offer what is known as short term coverage, and this is for short periods of time mainly for small vacations, or other types of short trips. Bottom line is that policy holders for this kind of insurance are going to save a phenomenal amount of money when it comes to the normal costs if this sort of transportation is needed. This is the basics of what this insurance is, and how it operates for a policyholder.